I am working hard and saving for that magic day when I retire.

Of course you need a back-up if your pension fails upon that day, hence plan B:

1. Buy a council house and sell it for a huge profit.

2. Take out loans and credit cards and spend to your limit with no intention of repaying them.

3. Embark on smuggling trips to France and sell proceeds down the pub.

4. Smoke and sell drugs in public from my allotment, for medical purposes, of course.

5. Commit crimes while the prisons are full - you'll be out in days to re-offend.

All these seem a respectable way to survive and live today. I have now stopped working and saving.

-W Venour, Rossiter Road, North Lancing