The advert is very good - money on the ground and a voice saying "Pick it up, it's yours".

Well I applied for the pension credit. I got £3.95 awarded.

Three weeks later my statement from the council stated that because I claimed the pension credit it would mean I was overpaid on the sum they asked me to pay for 2004/5 so I can look forward to an increase in my council tax. Pick it up? I wish I hadn't.

I have since had my increase - £8.

-I Maddison, Brighton