I was interested to learn young teachers, police and other such public workers are to be given interest-free loans to buy houses.

After the Inland Revenue has assessed the notional rate of interest which should have been charged and added it to the salary as a perk, will these people have enough money to live on, let alone pay the mortgage on the rest of the house?

If they are not to pay this extra tax, when will the Treasury repay the now-overpaid tax to other workers whose perks have been taxed?

-Alan Gordon, Hawkins Crescent, Shoreham